Benefits & Details

You don't have to have A+ credit to qualify for financing with SurgeryLoans.com. In fact, SurgeryLoans.com approves more patient loans than other institutions because we offer a broad range of loan options for patients with a variety of credit backgrounds.

At SurgeryLoans.com we take many factors into consideration before approving or denying a loan application. Our underwriters carefully review the following factors:

• Current income
• Credit history
• Employment history
• Debt-to-income ratio

Since our loans are unsecured, meaning there is no collateral taken in exchange for the loan, our underwriters also check to make sure none of the following factors exist on your credit report:

• No bankruptcies or foreclosures within the last 6 years
• No repossessions
• No tax liens or civil judgments
• No items currently in collection

SurgeryLoans.com allows you to make convenient payments over 60 months. The simple interest rate remains fixed and there are no pre-payment penalties, giving you the option to make higher monthly payments to take advantage of additional savings on accrued interest.

You can apply now using our on-line loan application or you can call us at 1-888-502-8020 to speak with a loan representative or fax your application directly to our office by dialing 1-888-502-8030.