You don’t have to have A+ credit to qualify for financing with SurgeryLoans.com. In fact, SurgeryLoans.com can approve more patient loans than other institutions because we offer a broad range of loan options for patients with a variety of credit backgrounds.
At SurgeryLoans.com we take many factors into consideration before approving or denying a loan application. Our underwriters carefully review the following factors:
- Current income
- Credit history
- Employment history
- Debt-to-income ratio
Since our loans are unsecured, meaning there is no collateral taken in exchange for the loan, our underwriters also check to make sure none of the following factors exist on your credit report:
- No bankruptcies or foreclosures within the last 6 years
- No repossessions
- No tax liens or civil judgments
- No items currently in collection
SurgeryLoans.com allows you to make convenient payments of 36 or 60 months. The interest rate remains fixed and there are no pre-payment penalties.
You can apply now using our online loan application
or you can call us at 1-888-502-8020
to speak with a loan coordinator.