The Top 9 Frequently Asked Questions
- What types of finance programs do you offer?
- How do I find a Physician in my area? Can you give me a referral of a Physician in my area?
- What are your current interest rates?
- What are your credit requirements?
- How do I apply and how long will it take to get an answer on my credit application?
- Once my loan is approved, what is the next step?
- How long do I have before my approval expires?
- When will my first payment be due?
- What types of procedures do you finance?
1What types of finance programs do you offer?
SurgeryLoans.com not only makes applying for payment plan options for cosmetic or elective surgery procedures quick and easy, SurgeryLoans.com also offers patients a wide variety of payment plan options.
SurgeryLoans.com provides patients with the following features. Features of our Installment Payment Plans include:
- Loan amounts from $1,000 to $35,000
- Fixed Terms
- Fixed Interest Rates
- No prepayment penalty
- Fast, confidential application process at no charge
- High approval rates
- Installment plan options for multiple levels of credit
You”ll discover that SurgeryLoans.com offers more options and features, and we provide excellent customer service and application assistance to help you improve your chance for approval.
2How do I find a Physician in my area?
Can you give me a referral of a Physician in my area
SurgeryLoans.com has an extensive network of participating physicians for patient financing. If you have a chosen physician that is not currently a participant in our finance program, our provider relations representatives will make immediate contact with the physicians office and make financing arrangements. We ask of you to provide us with the name and telephone of your chosen physician.
If you require a physician referral, our provider relations representatives will provide you with the up most qualified physicians for your desired procedure along with the best price value. We can set you with a free consultation to meet with physicians in your area allowing you the opportunity to get informed and choose your desired physician.
3What are your current interest rates?
We offer a broad range of interest rates, giving patients of most credit levels a high chance for approval.
4What are your credit requirements?
The credit requirements for SurgeryLoans.com are designed to provide the broadest range of loan options for patients of most levels of credit. Your credit profile and credit history will be the main decision factor of your loan consideration. See our credit resource section to help you understand your credit profile. Please feel free to contact us with assistance or questions.
5How do I apply and how long will it take to get an answer on my credit application?
SurgeryLoans.com prides itself in its customer service and efficiency. If you apply online, upon completing your application you can call our office during business hours from 7:00 am to 6:00 PST pm Monday thru Friday to get an immediate answer or await an e-mail response. E-mail response time varies depending on how many underwriters are reviewing your loan application to provide you the most and best loan options. If you or your doctor fax us your application we will fax back an answer to your doctor within minutes of receiving a completed application. If you apply by phone, we can give you a credit decision upon completing your application.
6Once my loan is approved, what is the next step?
Following your loan approval notification, please promptly call your loan consultant and provide the following three important items of information: 1.A scheduled procedure date 2.Procedure amount 3.Physician name (if you have not chosen a physician, please be sure to notify your loan consultant to provide you a referral) It is crucial to have your loan documents completed and returned to us promptly prior to your procedure date. Physicians generally require payment in advance and any delay may postpone your procedure date.
7How long do I have before my approval expires?
Your loan is good for 4 days from the date of the original approval. If your cosmetic procedure will take longer than this to schedule, please be sure to notify your loan coordinator.
8When will my first payment be due?
Your first payment is due 30 days from the date your originally signed your loan documents.
9What type of procedures do you finance?
SurgeryLoans.com provides financing for all elective medical and dental procedures. Below are examples of different types of procedures for financing. If you have a medical procedure that is not listed below, please contact our office and provide us the details of your procedure.
- Breast Enlargement
- Breast Reduction
- Breast Lift
- Ear Surgery
- Eyelid Surgery
- Facial Implants
- Forehead Lift
- Laser Skin Resurfacing
- Nose Surgery
- Hair Replacement Surgery
- Gastric Bypass
- Lap Band
- Labiaplasty/vaginal tightening
- Penile Enhancement
- Physical Therapy
- Fertility Procedures
- Dental Procedures
- Orthodontic Procedures